Platinum Credit Card
The DTB Platinum Credit Card is a perfect match for the value seeking individual who occasionally globe trots and enjoys the convenience of seamless payments whether at home, abroad or online.
Account Overview
The DTB Platinum Credit Card is a perfect match for the value seeking individual who occasionally globe trots and enjoys the convenience of seamless payments whether at home, abroad or online.
What You Need to Open an Account
The requirements are as follows:
Employed individuals
Copy of payslip (latest three months)
Copy of national ID (mandatory for all Kenyans) or passport copy
Copy of PIN certificate
Certified bank statement (last six months) if not banking with DTB
Passport size photo
Work permit / alien certificate (non-Kenyan citizen)
A DTB Bank account
Self-employed individuals
Certificate of incorporation / registration
Copy of national ID (mandatory for all Kenyans) or passport
Copy of PIN certificate personal and business
Company certified bank statement (last 6 months)
Passport size photo
A DTB Bank account
Latest trading license (if applicable)
Note: All original documents must be certified at the branch
Account Benefits
Discover the advantages of banking with Platinum Credit Card:
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Travel discounts
- Enjoy up to 30% discount on any hotel or airline booking made via the Cleartrip website. Visit and use the promo code 'Mastercard' to enjoy this benefit
- Enjoy up to 10% discount off the price of your booking for selected properties on Hotels.com. Log onto the website and look out for properties marked with the Mastercard promo code. Use MASTERCARDMEA promo code upon checkout with your DTB Platinum Credit Card.
- Enjoy 20% off 3 rides every month on Careem whenever you travel across the Middle East with your DTB Platinum Credit Card. Simply download Careem from App store or Google Play Store and enter the promo code 'Mastercard' when booking.
- Enjoy 15% off your next car rental across Europe, the Middle East, Africa and Asia and 12% off in U.S.A and Canada with Avis. This offer also comes with a complimentary upgrade with every rental worldwide! Visit the website and make your reservation using your DTB Platinum Credit Card.
- Book your travel visa appointment for your visit to UAE, Bahrain, Oman, Kuwait, Kenya or Nigeria at a flat fee of USD 15 with Fulfill. Visit to access the Fulfill website and apply for your travel Visa.
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Shopping deals and discounts
- European shopping villages offers: Enjoy 15% discount on shopping packages, 15% discount on chauffeur driving experience at participating villages, 15% discount on shopping express and access to VIP lounges (upon availability).
- Participating villages include: Bicester Village (London), Fidenza Village (Milan), Ingolstadt Village(Munich), Kildare Village (Dublin), La Roca Village (Barcelona), Las Rozas Village (Madrid), La Vallee Village (Paris), Maasmechelen Village (Brussels) and Wertheim Village (Frankfurt).
- Farfetch: Enjoy 10% off and same day delivery on farfetch as you select from over 3000 different luxury fashion brands. Use promo code 'MASTERCARD10' upon checkout with your DTB Platinum Credit Card.
- MyUs Premium Shipping Discounts: Shop at over 100,000 U.S retail outlets including Amazon and Apple and get reliable, affordable international shipping with MyUS. In addition, get a MyUs address to use at check out, free premium membership for 2 years, free account set up, 30% off shipping for first month and 20% off shipping for 2 years. Simply register you DTB Platinum Credit Card here on the website
- Dining offers with Inspire: Enjoy discounts at various dining outlets in Kenya, Ghana, Uganda, Tanzania, Senegal and Cote D'ivoire. Visit the website to see participating outlets.
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Purchase protection: Shop with confidence knowing that the purchases made with your DTB Platinum Credit Card enjoy the following:
- Protection against theft or accidental damage for up to 180 days from date of purchase.
- Insurance coverage for upto USD 2000 per claim and a maximum of USD 5000 over a 12-month period.
- Item replacement or compensation of item's value as per the store receipt in the event of accidental damage.
- Online claim processing initiated via the website
5% Cash back promotion – DTB Platinum Credit Card
The 5% cashback is applicable at two merchant types:
Leading Supermarkets in Kenya.
Restaurants and Bars in Kenya categorized as “Eating Places & Restaurants” by Mastercard in their Merchant Category definition.
Cashback is capped at Kshs. 250 per merchant category per month per Primary Card. This means that the customer can earn a maximum of Kshs. 500 per month (Kshs 250 in supermarkets + Kshs 250 on restaurants) at a card account level.
Cashback is cumulated at a Card account level i.e. All Primary and Supplementary card spends are included in the maximum cap of Kshs 250 each per merchant category per month.
The promotional month runs from the 15th of each month to the 14th of the next month.
The following supermarkets are included in the cashback category:
Carrefour
Chandarana
Naivas
Quick Mart
On The Way
Zucchini
Magunas
The definition of Restaurants and Bars includes all domestic establishments categorized as “Eating Places & Restaurants” by Mastercard in their definition of Merchant Category Code.
Please note that Diamond Trust Bank will not be responsible for providing cashback at merchants that have not registered themselves under Merchant Category Code assigned as “Eating Places & Restaurants”. Diamond Trust Bank has the right to review, change, or cancel any merchant from the list of merchants providing cashback.
Account Features
Access a comprehensive suite of banking services and tools:
Currency - Kenya shillings
Joining fee - free
Annual fee - Kshs. 5,000
Supplementary card - Kshs. 2,500 (Waived)
Card replacement - Kshs. 1000
Minimum repayment - 15% of the total outstanding
Interest Rate: 3.5% p.m.
Cash advance - 5% of the amount withdrawn
Credit protection - 0.5% of the limit
Late payment - 5% of the minimum due
Excess over limit - 5% of the excess amount
Access channels - ATMs, merchant outlets, online payment sites
Note: All charges are subject to applicable tax
Documents & Forms
Download the necessary documents to apply for this account: