DTB Diaspora Salary Account

Receive and manage your salary through a DTB account while living, working or studying abroad. DTB Diaspora Salary Account is a transactional account for salaried customers, with local and foreign-currency options, no opening amount or minimum balance, plus debit-card, mobile-banking, internet-banking and e-statement access.

Overview

If you earn a regular salary while living overseas and want a Kenyan bank account designed around salaried income, DTB Diaspora Salary Account gives you a dedicated transactional option for receiving and managing your money.

The account is positioned for both local and foreign currencies, helping you match the account to the currency in which you earn or plan to spend. There is no opening amount or minimum balance, and you can access account services through a debit card, mobile banking, internet banking and e-statements.

What You Need to Open an Account

The requirements are as follows:

National ID for Kenyan citizens.
Valid passport and Foreign Certificate for foreign citizens.
One passport-size photograph.
KRA PIN Certificate.
Proof of physical address, such as a lease agreement or utility bill showing your name and physical address.
Employer introduction letter or copy of payslip.
DTB may request additional customer due-diligence or verification documents where required by applicable banking and regulatory requirements.

Benefits

Discover the advantages of banking with DTB Diaspora Salary Account

No minimum account balance.
Free monthly e-statements to help you monitor salary credits and transactions.
Access to a debit card for eligible ATM and point-of-sale transactions.
Access to DTB internet banking and mobile banking platforms.

Features

Access a comprehensive suite of banking services and tools:

Account type: Transactional salary account for salaried diaspora customers.
Currency: Live page lists Kenya Shillings; DTB Product Guide lists KES, USD, GBP, CAD and EURO. Product confirmation required before publishing the full currency list.
Opening amount: Nil.
Minimum balance: Nil.
Interest rate: N/A - the account is designed for receiving and using salary rather than earning savings interest.
Access channels: Debit card, mobile banking, internet banking and e-statements.
DTB Product Guide lists Mastercard Platinum card availability for KES, USD, GBP and EURO; confirm the current card options for each currency before publishing.

Charges & Fees

Transaction charges vary based on amount bands. All charges are subject to applicable taxes.

Debit card:
- Mastercard Platinum debit card: KES 500.
- Card replacement: KES 600.
ATM Withdrawals:
- Withdrawals from DTB ATMs: KES 30.
- Withdrawals from Interswitch and Kenswitch ATMs: KES 70.
- Withdrawals from all other bank ATMs: KES 200.
Other Published Charges:
- Cash handling fee: 0.25% on amounts over KES 1 million.
- Ledger fee per transaction: Nil.

FAQs

A diaspora salary account is a transactional bank account designed for salaried people living abroad who want a dedicated account for receiving and managing regular income. DTB Diaspora Salary Account provides debit-card, mobile-banking, internet-banking and e-statement access, with no published opening amount or minimum balance.

Yes. DTB Diaspora Salary Account is specifically positioned for salaried individuals living abroad. You must meet the Bank's account-opening and verification requirements, including employment evidence such as an employer introduction letter or payslip.

The account is designed as a salary transactional account. The correct payroll or transfer method will depend on your employer, the account currency and how the payment is sent. Ask DTB for the account details and transfer instructions applicable to your salary payment route before giving them to your employer.

DTB's live page says the Diaspora Salary Account is available in local and foreign currency, and the Product Guide lists USD among the supported currencies. Product should confirm the current foreign-currency salary account options and card access before publication. If USD is your main currency, also compare the Diaspora Voyager FCY and Diaspora Savings options depending on whether you transact or save.

The live product page currently lists Kenya Shillings in its Features section, while stating elsewhere that the account is available in local and foreign currency. DTB's Product Guide lists KES, USD, GBP, CAD and EURO. Because of this inconsistency, confirm the current supported currency list with DTB before opening the account.

No. DTB currently publishes a nil minimum balance for the account, so there is no fixed minimum operating balance stated on the product page.

DTB currently lists the opening amount as nil. You must still satisfy the account-opening, KYC and employment-verification requirements.

DTB currently requires identification, one passport-size photograph, KRA PIN Certificate, proof of physical address and employment evidence such as an employer introduction letter or payslip. Foreign citizens need a valid passport and Foreign Certificate.

Yes. DTB lists both mobile banking and internet banking as access channels for the Diaspora Salary Account, along with e-statements. Channel availability, transaction limits and authentication requirements are subject to DTB's applicable digital-banking terms.

Yes. DTB lists debit-card access as a benefit. The live page publishes a Mastercard Platinum debit card charge for the KES account, while the Product Guide lists card availability for KES, USD, GBP and EURO. Confirm the current card option for your chosen currency with DTB.

No. DTB currently lists the interest rate as N/A. This is primarily a transactional salary account. If you want to earn interest on money you are setting aside, compare the DTB Diaspora Savings Account.

For the KES account, the live page currently lists KES 30 at DTB ATMs, KES 70 at Interswitch and Kenswitch ATMs, and KES 200 at other bank ATMs. Check the latest DTB tariff and the applicable fees for foreign-currency cards before transacting.

The salary account is specifically positioned for salaried individuals receiving regular income, while the Diaspora Voyager current accounts are broader transactional accounts for day-to-day money management. Choose based on your income pattern, preferred currency and transaction needs.

Use a salary account when your main need is receiving and managing regular income. Use a savings account when your priority is building money for future goals and earning interest where applicable. You may use both if you want salary paid into one account and transfer part of it into savings.

Choose the currency that best matches how you are paid and how you expect to use the money. If you are paid in KES or mainly spend in Kenya Shillings, KES can be simpler. If your salary is paid in USD, GBP or another supported currency, a foreign-currency account may reduce unnecessary conversion before you need the funds. Exchange rates can move in either direction.

Compare supported currencies, opening and minimum balances, debit-card options, mobile and internet banking, ATM and transaction charges, payroll or incoming-transfer options, customer support and whether you also need savings or credit products. DTB Diaspora Salary Account offers nil opening and minimum balances plus debit-card and digital-banking access under its current published terms.