Remittance
Send or receive money locally and internationally through DTB's money transfer services with Western Union, MoneyGram and WorldRemit.
Visit a DTB branch for supported cash-pickup and bank-deposit remittance services, or use Western Union on the DTB m24/7 app to send or receive money directly from your DTB account, subject to the selected service and destination.
Overview
Whether you need to support family, receive money sent from overseas, send funds to someone abroad or collect an international transfer in cash, DTB connects customers to established global money-transfer networks through Western Union, MoneyGram and WorldRemit.
For branch-based transfers, visit a DTB branch and use the dedicated money-transfer service. Depending on the provider and transfer type, funds can be delivered through cash pickup or bank deposit. Kenya Shillings are used for DTB's remittance service, with currency conversion available for international transfers.
DTB customers can also access Western Union through the DTB m24/7 app, allowing supported send and receive transactions directly from a DTB account without first visiting a branch.
If your need is a fully self-service 24/7 outbound international transfer from the m24/7 app directly to overseas bank accounts or mobile wallets, compare this service with the separate DTB Remit product.
Benefits
Discover the advantages of banking with Remittance
Send and receive money worldwide through established international money-transfer service providers.
Choose supported cash-pickup or bank-deposit options depending on the provider and transfer route.
Funds for eligible cash-pickup transactions may be available within minutes, subject to the sending service, compliance checks, operating hours and destination.
Access Western Union send and receive services through the DTB m24/7 app when using an eligible DTB account.
Features
Access a comprehensive suite of banking services and tools:
Currency: Kenya Shillings (KES), with conversion rates available for international currencies.
Money-transfer partners: Western Union, MoneyGram and WorldRemit under DTB's current remittance proposition.
Bank deposit: Available on supported WorldRemit and Western Union transactions.
Cash pickup: Available for supported receivable transfers.
Branch channel: DTB branches.
Mobile channel: Western Union is available through the DTB m24/7 app for eligible DTB account holders.
Identification: Present a valid identification document when required for a branch transaction.
Receiving a transfer: Provide the transaction reference number for receivable transactions, together with any other information required by the transfer provider and DTB.
DTB Product Guide currently states that services target both DTB and non-DTB customers and that WorldRemit is receive-only through DTB; confirm before adding these eligibility/functionality statements to the live page.
Charges & Fees
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Western Union
1% of the principal amount under the current DTB Remittance page. Confirm whether the same pricing applies across branch and m24/7 channels and whether destination-specific charges apply.
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MoneyGram
KES 0 - 8,000
charge: KES 95
KES 8,001 - 16,000
charge: KES 180
KES 16,001 - 24,000
charge: KES 350
KES 24,001 - 32,000
charge: KES 550
KES 32,001 - 48,000
charge: KES 550
KES 48,001 - 64,000
charge: KES 600
KES 64,001 - 80,000
charge: KES 600
KES 80,001 - 96,000
charge: KES 600
KES 96,001 - 160,000
charge: KES 600
KES 160,001 and above
charge: KES 600 under the current live page.
Confirm current transfer limits, banding and destination-specific pricing before publishing.
Other Remittance Products
Looking for a fully digital way to send money abroad from your DTB account? DTB Remit is a separate international money-transfer service within the m24/7 app that allows eligible individual KES account holders to send money directly to supported overseas bank accounts and mobile wallets, with the applicable flat fee shown before confirmation. Use the DTB Remit product page for its current destinations, channels, limits and pricing.
FAQs
You can receive supported international transfers through DTB's remittance partners, including Western Union, MoneyGram and WorldRemit. Depending on the provider and transfer route, the money may be available for cash pickup or bank deposit. Bring the required identification and transaction reference details when collecting at a branch.
DTB offers Western Union money-transfer services through its branches. Eligible DTB customers can also use Western Union through the DTB m24/7 app for supported receive transactions directly into a DTB account. Confirm the transfer's payout method before visiting a branch.
Yes. DTB states that Western Union can be accessed through the m24/7 app, including supported receive-money transactions into a DTB account. Follow the app prompts and enter the correct MTCN/reference and receiving details.
Yes. DTB's mobile-banking instructions currently allow eligible customers to select Western Union under Send Money, choose the destination and receipt method, enter the receiver's details and complete the transaction from a DTB account.
DTB's Remittance page currently requires a valid identification document and the transaction reference number for receivable transactions. The provider may also require the sender's details, expected amount or other transaction information depending on the service.
DTB's Product Guide currently states that money-transfer services target both DTB and non-DTB customers. However, mobile Western Union access requires a DTB account. Confirm current branch eligibility for your chosen provider before travelling to a branch.
Yes, for supported remittance routes. DTB currently lists bank deposit as a functionality for WorldRemit and Western Union. Availability depends on the transfer provider, destination/origin and the sender's selected payout option.
DTB's Product Guide states that WorldRemit is receive-only through DTB, through cash pickup or remittance to a DTB account. Confirm the current WorldRemit payout process and required reference details before collection.
Yes. DTB's remittance service supports international money transfer through its partner networks. The provider, destination, payout channel, transfer limit, identification requirements and total fee should be confirmed at the branch before sending.
DTB states that funds for eligible pickup transactions may be available within minutes. Actual availability depends on the provider, sender's payment, compliance checks, destination, operating hours and the selected payout method.
The current DTB Remittance page publishes a Western Union charge of 1% of the principal amount. Before sending, confirm the total charge for your channel and destination, the exchange rate and the amount the receiver will get.
DTB currently publishes MoneyGram charges by amount band, starting at KES 95 for transfers up to KES 8,000 and reaching KES 600 on the higher published bands. Confirm the current transfer limit, exact charge and exchange rate before sending.
The live DTB page does not state whether a receiver pays a separate cash-pickup fee for each provider. Fees depend on the transfer product and how the sender set up the transaction. Confirm the provider's current terms and the final amount payable to the receiver before sending.
DTB states that conversion rates are available for all currencies, but the live page does not publish a fixed exchange rate because rates can change. Ask for or review the applicable rate and the receiver's payout amount before confirming the transaction.
DTB lists Kenya Shillings as the service currency, with conversion rates available for international currencies. The actual payout currency and conversion depend on the provider and transfer route, so confirm the payout details before collection.
DTB's Product Guide states that local money-transfer services can support transfers from one town to another within Kenya through applicable DTB branches or outlets. Confirm the currently available provider and service before initiating a local transfer.
Cash pickup means the receiver collects the remittance in person at an eligible payout location after providing the required verification. Bank deposit sends the transfer directly to the receiver's eligible bank account. The best option depends on speed, convenience, access to an account and the provider's fees.
DTB Remittance is the broader money-transfer service built around Western Union, MoneyGram and WorldRemit, with branch-based cash-pickup/bank-deposit options and mobile Western Union. DTB Remit is a separate 24/7 digital outbound service in the m24/7 app for eligible individual KES account holders sending directly to supported overseas bank accounts and mobile wallets.
The best option depends on whether you are sending or receiving, destination, cash pickup versus bank deposit, transfer amount, speed, exchange rate and total fees. DTB currently supports different functionality across the three providers, so compare the available route and final receiver amount for your specific transfer.
Compare the total transfer fee, exchange rate, amount the recipient receives, delivery speed, destination coverage, cash-pickup versus bank-deposit options, branch or mobile availability, transfer limits and identification requirements. DTB gives customers access to multiple remittance providers so the available option can be matched to the transfer need.
The current Remittance page focuses on cash pickup and bank deposit and does not publish mobile-wallet delivery for this product. DTB Remit is the separate digital service that currently supports outbound delivery to eligible overseas bank accounts and mobile wallets.
Use DTB's branch locator or contact DTB to identify the nearest branch offering the money-transfer service you need. Confirm the provider, branch opening hours, ID requirements and whether your transaction is cash pickup, bank deposit, send or receive before travelling.