DTB Weza

Request an instant 30-day mobile loan from KES 500 to KES 300,000 through the DTB m24/7 app or USSD *382#, subject to eligibility.

Overview

DTB Weza is a short-term, unsecured mobile loan designed to help eligible DTB customers manage an urgent expense or temporary cash-flow gap. View your available loan limit and request the amount you need through the DTB m24/7 mobile app or by dialling *382#. Once approved, the funds are credited to your nominated DTB account and are due within 30 days.

What You Need to Open an Account

The requirements are as follows:

An active DTB account that has been open and actively used for at least six months
An active DTB mobile banking profile
A good Credit Reference Bureau (CRB) rating

Features

Access a comprehensive suite of banking services and tools:

Fast loan disbursement to your nominated DTB account once approved
Available through the DTB m24/7 mobile app or USSD *382#
30-day loan repayment term
7% loan processing fee charged upon disbursement
Interest charged at the prevailing DTB rate
Loans issued in Kenya shillings (KES)
Borrow from KES 500 up to KES 300,000, within your eligible limit
Automatic rollover for a similar term, with a 7% fee on the outstanding balance

Repayment

DTB automatically recovers the full outstanding amount from your nominated DTB CASA account on the 30-day due date.
You can make a partial or full repayment before the due date through DTB digital loan channels or an inward transfer.

FAQs

Find answers about DTB Weza eligibility, loan amounts, access, charges, CRB requirements and 30- day repayment.

DTB Weza is a short-term, unsecured 30-day mobile loan for eligible DTB customers. You can request it through the DTB m24/7 app or USSD *382#, and approved funds are credited to your nominated DTB account.

To qualify, you need an active DTB account for at least six months, an active mobile banking profile and a good CRB rating. Your available limit is based on DTB’s assessment of your account activity and credit profile, so meeting the basic requirements does not guarantee a loan offer.

Log in to the DTB m24/7 app, select the Weza icon, choose your nominated DTB account, accept the terms and conditions, and authenticate using your PIN. Your eligible limit will be displayed for you to select the amount you want to request.

Yes. Dial *382#, select option 8 for Weza, opt in, choose your nominated DTB account, accept the terms and authenticate using your PIN. Return to the Weza menu, select Loan Request and choose an amount within your displayed limit.

Eligible DTB customers can access a small short-term loan through DTB Weza. Loan amounts start from KES 500 and go up to KES 300,000, depending on the personal limit displayed through the DTB m24/7 app or USSD *382#.

Yes, provided the amount is within your eligible DTB Weza limit. The product supports loan requests from KES 500 to KES 300,000, but the amount available to each customer is determined by DTB’s assessment.

Once your digital loan request is approved, the funds are credited to your nominated DTB account. The time taken depends on successful completion of the request and system availability.

DTB Weza is an unsecured mobile loan, so collateral is not required. You must still meet DTB’s account, mobile banking and credit eligibility requirements before a loan limit can be offered.

No. DTB Weza is not a no-credit-check or “without CRB” loan. A good Credit Reference Bureau rating is one of the eligibility requirements used when DTB assesses whether to provide a loan limit.

No. Approved DTB Weza funds are credited to your selected nominated DTB account and are not disbursed directly to M-Pesa.

Compare the total cost of borrowing, not only the headline interest rate. Check the processing fees, repayment period, eligibility rules, loan amount, disbursement method, provider credibility, security, customer support and the consequences of late payment before accepting any mobile loan.

There is no single best mobile loan app for every borrower. The right option should have transparent charges, a manageable total repayment amount, clear eligibility rules, secure access and repayment terms that match your needs. DTB Weza may suit eligible DTB customers who want a 30-day loan through a bank app or USSD, with funds credited to their DTB account.

DTB Weza currently applies interest at the prevailing DTB loan rate, a 7% processing fee on the amount requested and 20% excise duty on the processing fee. All charges are collected upon disbursement. Review the total amount payable and the latest DTB tariff guide before confirming your loan request.

DTB automatically recovers the full outstanding amount from your nominated DTB account on the 30-day due date. You can also make a partial payment or repay the loan in full before the due date through the available DTB digital loan channels or an inward transfer.

If the loan is not fully repaid by the due date, the outstanding balance automatically rolls over for a similar term and attracts a 7% rollover fee. Keep enough funds in your nominated DTB account and borrow only an amount you can repay within the agreed period.