Last Expense
The last expense cover gives your loved ones the much-needed financial support to attend to funeral preparations within 48 hours of the loss.
Account Overview
The last expense cover gives your loved ones the much-needed financial support to attend to funeral preparations within 48 hours of the loss.
What You Need to Open an Account
The requirements are as follows:
Registration Details and Requirements
Copy of ID and pin of applicant
Copy of ID of spouse
Copy of ID of parent/ In-laws
Pay via Mpesa
Get cover note instantly to your email
Get instant SMS to your mobile phone
Account Benefits
Discover the advantages of banking with Last Expense:
No waiting period on accidental death
Claims paid within 24 hours
Three months waiting period for illness
Pays for any one death per year
Premium per family covered 5
Parent & parents in law covered at extra cost
Simple application process
Account Features
Access a comprehensive suite of banking services and tools:
Single claim option
Annual cover Kshs. 50,000- 500,000
Annual premium (Nuclear Family) Kshs. 600- 5,976
Annual premium (per extra child) Kshs. 100- 900
Annual premium per parent Kshs. 612- 6,120
Multiple claim option (Up to three claims per year)
Annual cover Kshs. 50,000- 500,000
Annual premium (Nuclear Family) Kshs. 664- 6,576
Annual premium (per extra child) Kshs. 100- 900
Annual premium per parent Kshs. 612- 6,120
N.B: If you have Cancer, Diabetes, Hypertension, Stroke, Major Organ Failure/Organ Transplant, Heart Disease/Angina, HIV related Illnesses
Cover will be capped to a maximum of Kshs. 250,000 for the first year
For cover of Kshs. 500,000 only Kshs. 250,000 will be processed within 48 hrs. balance upon submission of original death certificate for the first year.
Exclusions
Active participation in war
Overdose by un-prescribed drugs
Extreme sports (Ziplining, mountain climbing, speed racing etc.)
Intentional self-injury
Suicide
Radio activity
Documents & Forms
Download the necessary documents to apply for this account:
