DTB Academy
Get a school fees loan of up to KES 1,000,000 per student to help pay confirmed fees for the current academic year. DTB Academy is an unsecured education loan for eligible parents with children in pre-primary, primary, secondary, college or university, with approved fees paid directly to the school and repayment of up to 10 months. Terms and conditions apply.
Overview
DTB Academy helps eligible parents manage school fees for the current academic year without interrupting a learner’s education. You can apply for up to KES 1,000,000 per student using a confirmed school invoice. Once approved, DTB pays the fees directly to the learning institution, and the loan may be repaid over a period of up to 10 months. The unsecured school fees facility supports children attending pre-primary through higher education institutions, subject to DTB’s credit assessment and terms.
What You Need to Open an Account
The requirements are as follows:
A confirmed school invoice for the current academic year.
A DTB account held by the parent applying for the school fees loan.
Benefits
Discover the advantages of banking with DTB Academy
Helps cover confirmed school fees for the current academic year.
Supports uninterrupted learning by enabling approved fees to be settled directly with the school.
Allows eligible parents to spread repayment over an approved period of up to 10 months.
Supports learners from pre-primary education through higher education institutions.
Key Features
Loan amount: Up to KES 1,000,000 per student, subject to eligibility and the confirmed school invoice.
Security: An unsecured school fees loan facility; no asset is pledged as collateral.
Payment: Approved school fees are paid directly to the school against the current school invoice.
Repayment: An approved tenure of up to 10 months.
Education levels: Available for children in pre-primary, primary, secondary and higher education institutions.
Purpose: Financing confirmed school fees for the current academic year.
Charges & Fees
Transaction charges vary based on amount bands. All charges are subject to applicable taxes.
Published interest rate: 10% over 3 months.
Transaction charges vary based on the applicable amount band.
All interest and charges are subject to applicable taxes.
Ask DTB for a written quotation showing the interest-rate basis, fees, taxes, repayment schedule and total cost of credit, particularly where the approved tenure is longer than three months.
FAQs
Answers to common questions about school fees loans, education financing, eligibility, loan amounts, school invoices, direct payment, repayment, interest, fees and applying for DTB Academy. Terms and conditions apply.
A school fees loan is education financing that helps a parent pay confirmed fees and repay the amount over an agreed period. DTB Academy provides eligible parents with up to KES 1,000,000 per student for school fees in the current academic year. Once approved, DTB pays the school directly against the confirmed invoice, and repayment may run for up to 10 months.
DTB Academy is offered to eligible parents with school-going children from pre-primary education through higher education institutions. To apply, the parent must have a DTB account and provide a confirmed school invoice for the current academic year. Approval and the final loan amount remain subject to DTB’s credit assessment, affordability checks and terms.
You may apply for up to KES 1,000,000 per student. The amount approved will depend on the confirmed school invoice, your eligibility, repayment capacity, existing financial commitments and DTB’s lending criteria.
The published product limit is up to KES 1,000,000 per student. Where you are applying for more than one child, provide a separate current school invoice for each student and ask DTB to confirm your total eligible amount and whether multiple requests can be accommodated.
DTB Academy is designed for parents with children in pre-primary, primary, secondary and higher education institutions. This may include college and university fees, provided the institution, invoice and application meet DTB’s requirements.
Yes. The product extends to higher education institutions. The parent applying for the loan must provide a confirmed invoice for the current academic year, hold a DTB account and meet the bank’s eligibility and credit-assessment requirements.
Yes. DTB Academy is described as an unsecured school fees loan facility, so you do not need to pledge property or another asset as collateral. The application is still subject to DTB’s affordability, credit and documentation checks.
The published requirements are a confirmed school invoice for the current academic year and a DTB account held by the parent applying. DTB will confirm whether any additional identification, income, banking or affordability documents are required to complete the credit assessment.
Yes. The parent applying for the loan must have a DTB account. If you do not currently bank with DTB, select “Get In Touch” or visit a DTB branch to confirm the account-opening and school fees loan application process.
Approved school fees are paid directly to the learning institution against the confirmed school invoice. DTB Academy is therefore intended to settle eligible school fees rather than provide the approved amount as unrestricted cash to the parent.
The published repayment tenure is up to 10 months. Your approved term and instalment schedule will depend on the loan amount, affordability assessment and DTB’s terms. Review the repayment dates and total amount payable before accepting the facility.
The current DTB Academy page states an interest rate of 10% over three months. Transaction charges vary by amount band, and applicable taxes are added. Ask DTB to confirm whether the rate is calculated on a flat or reducing balance, how it applies to a tenure longer than three months, and the full cost of credit before you accept the loan.
DTB Academy is published as financing for school fees paid against a confirmed current-year school invoice. Do not assume that books, uniforms, transport, accommodation or other education costs are covered unless they are shown on the invoice and DTB confirms that they are eligible.
DTB Academy offers eligible parents a school fees loan of up to KES 1,000,000 per student. Select “Get In Touch” on the DTB Academy page or visit a DTB branch, then provide the confirmed school invoice and your DTB account details. Apply as early as possible because approval depends on a complete application and DTB’s credit assessment; funding is not guaranteed to be instant.
Compare the total cost of credit, interest-rate basis, fees and taxes, maximum amount per student, repayment period, collateral requirements, eligible education levels, payment method, application documents, turnaround time and early-repayment terms. DTB Academy offers an unsecured facility of up to KES 1,000,000 per student, direct payment to the school and repayment of up to 10 months, subject to approval. The best option is the one whose full repayment cost and monthly instalments fit your budget.
