Solar Lending
Finance eligible solar equipment from trusted providers with a DTB solar loan designed for salaried employees. Borrow from KES 50,000 to KES 6,000,000 and repay over 6 to 96 months, with no collateral required. Eligibility and terms apply.
Overview
DTB Solar Lending helps eligible salaried employees finance solar equipment from trusted providers without paying the full cost upfront. The unsecured solar loan can support the purchase of an eligible home solar or backup-power solution, subject to DTB approval and the approved supplier quotation. Borrow from KES 50,000 to KES 6,000,000 and choose a repayment period of 6 to 96 months.
Target Market
Salaried employees with a verifiable and consistent source of income who want to finance eligible solar equipment from trusted providers. The facility is available through check-off and non-check-off arrangements, subject to DTB’s credit assessment and lending requirements.
Features
Access a comprehensive suite of banking services and tools:
Target market: Available to eligible salaried employees with verifiable income.
Loan amount: From KES 50,000 to KES 6,000,000, subject to eligibility and repayment capacity.
Repayment term: From 6 to 96 months, subject to DTB’s lending policies and approval.
Security: The solar loan is fully unsecured, so no property or other collateral is required.
Repayment arrangements: Available through both check-off and non-check-off options.
Benefits
Discover the advantages of banking with Solar Lending
Spread the cost of eligible solar equipment over an approved repayment period instead of paying the full amount upfront.
Potentially reduce reliance on grid electricity and manage electricity costs over time, depending on the system and usage.
Improve power reliability with suitable solar and battery-storage options from trusted providers.
Support the transition to cleaner energy that can help reduce carbon emissions.
Requirements
An active DTB account. New customers will be required to open one.
Your latest three months’ payslips.
Six months’ certified bank statements if you do not currently bank with DTB.
An employer introduction letter in DTB’s prescribed format.
A certified copy of your national ID or passport.
A certified copy of your KRA PIN certificate.
A duly completed loan application form.
FAQs
Answers to common questions about solar loans, solar panel financing, eligibility, loan amounts, repayment, equipment, providers, documents, costs and choosing a suitable solar solution in Kenya. Terms and conditions apply.
A solar loan is financing used to purchase eligible solar equipment and related solutions, with the cost repaid over an agreed period. DTB Solar Lending is an unsecured facility for eligible salaried employees purchasing solar equipment from trusted providers.
The facility is designed for salaried employees with verifiable income. DTB will assess your employment income, existing financial commitments, banking and credit history, documents and repayment capacity before confirming eligibility.
Yes. DTB Solar Lending can finance eligible solar equipment purchased from trusted providers. The approved amount ranges from KES 50,000 to KES 6,000,000, subject to your eligibility, repayment capacity and the supplier quotation.
You may apply for between KES 50,000 and KES 6,000,000. The amount approved will depend on the cost of the eligible solar solution, your verified income, existing commitments, credit assessment and DTB’s lending criteria. The maximum amount is not guaranteed.
The repayment period ranges from 6 to 96 months. The term offered will depend on the loan amount, your repayment capacity, the repayment arrangement and DTB’s approval.
No. DTB Solar Lending is fully unsecured, so you do not need to provide property or another asset as collateral. You must still meet DTB’s income, affordability, documentation and credit-assessment requirements.
The facility is intended for eligible solar equipment purchased from trusted providers. Ask DTB to confirm whether your quotation may include solar panels, an inverter, battery storage, mounting equipment, installation and other related components before committing to a supplier.
Potentially, provided the complete solution is eligible and included in an approved quotation from a trusted provider. DTB will confirm which components and costs qualify for financing.
The product may support an eligible home solar or backup-power solution for a qualifying salaried employee. DTB and the provider will confirm the acceptable equipment, installation location, quotation and financing terms.
Yes. DTB Solar Lending lets eligible salaried employees spread the cost of approved solar equipment over 6 to 96 months. Your monthly repayment will depend on the amount financed, applicable interest and fees, and the approved repayment term.
Yes. You must have a DTB account. New customers may apply, but they will be required to open an account and complete DTB’s onboarding and loan-assessment requirements.
The requirements allow applicants who do not currently bank with DTB to provide six months’ certified bank statements. DTB will confirm any account-opening, salary-routing or repayment instructions during the application process.
For DTB Solar Lending, provide your latest three months’ payslips, six months’ certified bank statements if you do not bank with DTB, an employer introduction letter in DTB’s prescribed format, certified ID or passport, certified KRA PIN certificate and a completed application form.
With a check-off arrangement, the agreed repayment is deducted through an employer-supported payroll process. With a non-check-off arrangement, repayment is made through the agreed bank instruction without payroll deduction. DTB will confirm the arrangement available to you.
A check-off facility may require an employer-supported arrangement, while a non-check-off option may follow a different repayment process. DTB will confirm the option available for your employer and the required introduction or repayment documents.
Select “Get In Touch” on the Solar Lending page, contact DTB or visit a DTB branch. Prepare your income, banking, employment and identification documents together with the supplier quotation or equipment information requested by DTB.
Processing begins after DTB receives a complete application and all required documents. The final turnaround time may vary based on document verification, credit assessment, repayment arrangement, provider quotation and any additional information required. Confirm the current service timeline when applying.
The current page does not state the applicable interest rate or fees. Ask DTB for a written quotation showing the interest rate, all fees, insurance where applicable, monthly instalment and total cost of credit before accepting the facility.
The published product information does not specify whether a deposit or customer contribution is required. DTB and the trusted provider will confirm the amount that can be financed and whether you need to pay any balance upfront.
Installation may be considered where it forms part of an eligible, approved supplier quotation, but this is not confirmed on the current page. Ask DTB to verify which installation, accessories and related costs can be included before you apply.
It may be suitable when the monthly repayment fits your budget, the system is correctly sized, the provider offers reliable warranties and support, and the expected energy savings and power reliability justify the total finance cost. Compare the cash price, total loan repayment, expected system life and ongoing maintenance before deciding.
Compare the total cost of credit, interest and fees, loan range, repayment term, monthly instalment, collateral requirements, eligible equipment, provider quality, warranties, installation support and early-repayment terms. DTB offers unsecured financing from KES 50,000 to KES 6,000,000 over 6 to 96 months for eligible salaried employees.
Ask a trusted provider to assess your appliances, daily energy use, peak load, desired backup hours, available roof or installation space and future needs. Request an itemised quotation, system specifications, warranties, installation scope and after-sales support before applying for financing.
Use a trusted provider, request clear equipment specifications and warranties, confirm the installer’s experience, check after-sales and maintenance support, and ensure the system is sized for your actual needs. Do not select equipment based only on the lowest quoted price.
