NFC Wearables
Tap and pay without reaching for your phone, cash or physical card. DTB NFC Wearables are secure contactless payment rings and wristbands linked to an eligible DTB debit card or credit card, allowing you to pay by simply tapping your wearable at a contactless-enabled POS terminal. Choose from a silicone wristband, Ceroxy ring or ceramic ring, powered by Mastercard and Tappy Pay.
Overview
DTB NFC Wearables turn an everyday accessory into a secure tap-to-pay device. You can make a contactless card payment by tapping your DTB ring or wristband on a compatible payment terminal.
The wearable is linked to an eligible DTB-issued debit card or credit card and uses tokenization, which replaces sensitive card details with a secure digital token for transactions. DTB Wearables are powered by Mastercard and Tappy Pay and are designed for fast everyday payments at contactless-enabled merchant terminals.
Available options include a flexible silicone payment wristband, a scratch-resistant ceramic payment ring and a durable Ceroxy payment ring.
What You Need to Open an Account
To order and activate a DTB payment wearable, you need:
Requirements
An active DTB current or savings account.
An eligible DTB-issued debit card or credit card linked to the account and available for tokenization.
Place your order through the DTB (Wearable Acquisition Portal).
Download the Tappy Pay mobile app and create an account.
Visit a selected DTB branch to complete wearable setup and linking.
Benefits
Make everyday contactless payments faster, simpler and more convenient:
Convenience: Pay without carrying cash, taking out your physical card or reaching for your smartphone.
Enhanced security: Tokenization helps protect your underlying card details during wearable transactions.
Lifestyle integration: Choose a wearable payment ring or wristband that fits naturally into everyday activities.
Faster checkout: Tap the wearable on a contactless-enabled terminal to make eligible card payments on the go.
Features
Key features of DTB NFC Wearables:
Contactless payments: NFC-enabled rings and wristbands for tap-to-pay transactions.
Tokenized security: Sensitive card details are replaced by encrypted payment tokens.
Device choices: Silicone wristband, ceramic ring and Ceroxy ring.
Silicone wristband: Sporty, waterproof and flexible.
Ceramic ring: Elegant and scratch-resistant.
Ceroxy ring: Premium, durable payment ring.
Easy onboarding: Linked to an eligible DTB debit card or credit card through the Tappy Pay-powered setup process.
Multiple wearables: DTB's Wearables portal currently allows up to eight wearables to be linked to an account.
Warranty: 12-month coverage from date of purchase for defects and non-functionality.
Cost
Silicone Band: KES 1,200.
Ceroxy Ring: KES 2,400.
Ceramic Ring: KES 2,900.
There are no additional fees specifically for using the wearable; normal card transaction charges apply.
FAQs
An NFC wearable payment device is a smart accessory such as a payment ring or wristband that uses Near Field Communication (NFC) to make contactless card payments. DTB Wearables are linked to an eligible DTB debit card or credit card, so you can tap the wearable on a compatible payment terminal instead of using the physical card.
Yes. DTB offers NFC-enabled ceramic and Ceroxy payment rings that can be linked to an eligible DTB debit card or credit card. Once activated, you can tap the ring on a contactless-enabled POS terminal to make an eligible card payment.
Yes. That is one of the main benefits of DTB Wearables. After setup, the ring or wristband acts as the contactless payment device, so you do not need to take out your smartphone or physical debit card or credit card at checkout.
DTB currently offers three wearable options: a sporty, waterproof and flexible silicone wristband; an elegant, scratch-resistant ceramic ring; and a premium Ceroxy ring designed for durability. All three use NFC technology for contactless payments.
Current published prices are KES 1,200 for the Silicone Band, KES 2,400 for the Ceroxy Ring and KES 2,900 for the Ceramic Ring. Device prices and applicable taxes or card charges may change, so confirm the current price before ordering.
You need to be a DTB account holder with an active current or savings account and an eligible DTB-issued debit card linked to that account. You can place the wearable order through DTB's Wearable Acquisition Portal and complete setup using the Tappy Pay app and a selected DTB branch.
No. DTB currently requires an active DTB account and an eligible DTB-issued debit card for wearable tokenization. If you are not already a DTB customer, contact DTB about a suitable account and debit card or credit card first.
Place your order through DTB's Wearable Acquisition Portal, select your preferred device, provide the required details and submit the order. You will then need the Tappy Pay app and a selected DTB branch to complete setup and link the wearable to your eligible DTB debit card or credit card.
Download the Tappy Pay mobile app and create an account, then visit a selected DTB branch to complete setup of the wearable. The wearable is linked to your eligible DTB-issued debit card or credit card through the tokenization process.
At a contactless-enabled payment terminal, tap your wearable on or near the contactless reader. After a successful transaction, the terminal provides confirmation and DTB states that you will also receive a notification through the mobile app.
You can use the wearable at payment terminals that support contactless card payments - look for the contactless symbol. DTB lists examples such as supermarkets, restaurants and public transport. DTB's official launch communication also states that the wearables are compatible with contactless-enabled merchant terminals globally, subject to normal card and merchant acceptance rules.
DTB states that its Wearables are compatible with contactless-enabled merchant terminals globally. Actual acceptance depends on the merchant terminal, your linked debit card or credit card, card-network rules and any applicable transaction controls.
DTB Wearables use tokenization, so the wearable uses a secure token instead of exposing the underlying card details during payment. DTB also states that personal data is not stored directly on the wearable and that the device can be suspended or permanently deactivated if it is lost.
Open the Tappy Pay app and use the Lock or Delete controls to temporarily suspend or permanently remove the wearable. DTB also states that you can contact the Bank to permanently deactivate a lost wearable. Act promptly if you cannot locate the device.
Yes. DTB states that the Tappy Pay app allows you to temporarily suspend and later resume a wearable. This can be useful if you have misplaced the device but are not yet sure it is permanently lost.
DTB's official Wearables portal currently states that you can link up to eight DTB wearables to your account, subject to the eligibility and setup requirements for each device.
DTB states that there are no additional fees specifically for using the payment wearable. Normal card transaction charges and any other charges applicable to your linked debit card or credit card still apply.
DTB's live NFC Wearables page and official Wearables portal do not currently publish the transaction or daily limits. Contact DTB or check the current wearable/card terms for the limits that apply to your linked debit card or credit card and wearable.
Yes. In the Tappy Pay app, open the Transaction History section. DTB currently states that you can view the last 10 wearable transactions, including the date, amount and merchant name.
Yes. DTB currently provides a 12-month warranty from the date of purchase for defects and non-functionality, subject to the applicable warranty terms.
DTB's current eligibility requirements specify an eligible DTB-issued debit card or credit card linked to an active DTB account. The product page does not list M-Pesa or cards issued by other banks as supported funding sources.
Compare the device type and price, card eligibility, contactless acceptance, security and tokenization controls, lost-device management, number of wearables you can link, warranty, setup process and any transaction charges or limits. DTB offers rings and a wristband linked to eligible DTB debit cards or credit cards, with app-based lock/delete controls and a 12-month warranty under the current terms.
