DTB Titan Account

DTB Titan is a premium individual current account in Kenya designed for high-net-worth customers who prefer executive treatment, recognition and added benefits with everyday banking. Maintain a minimum balance of KES 50,000 and access a free Mastercard Platinum debit card, two free cheque books per year, personal accident cover, complementary road and air emergency ambulance services, and digital banking access.

Overview

DTB Titan is built for high-net-worth individuals who want more than a standard current account. It combines everyday transactional banking with premium account benefits, including a Platinum debit card, annual cheque-book allocation, personal accident cover and complementary road and air emergency ambulance services.

The account can be accessed through DTB branches, ATMs, mobile banking and internet banking, with free e-statements for convenient account monitoring. DTB Titan requires a minimum balance of KES 50,000 and carries a flat monthly fee of KES 2,000. Eligible customers may also access a DTB credit card, subject to the Bank's credit appraisal and approved limit.

Benefits

Discover the advantages of banking with DTB Titan Account

One free Mastercard Platinum debit card for ATM access and card payments.
Eligibility for a DTB credit card with a limit of up to KES 300,000, subject to credit appraisal and applicable terms.
Two free 25-leaf cheque books per year.
Free access to e-statements.
Complementary personal accident cover with total benefits of up to KES 300,000, subject to policy terms.
Complementary road and air emergency ambulance services, subject to the applicable service conditions and charges outside published limits.

Features

Access a comprehensive suite of banking services and tools:

Account type: Individual current account for high-net-worth customers.
Currency: Kenya Shillings (KES).
Minimum balance: KES 50,000.
Monthly fee: KES 2,000.
Account access: Branches, ATMs, mobile banking, internet banking and e-statements.

Footnotes

Complementary Road & Air Emergency Ambulance Services
- DTB Titan customers have access to complementary road and air emergency ambulance services under the account, subject to terms and conditions.
- The complementary road service includes ambulance emergency drugs, medical personnel, wear and tear, and fuel for rescues within 30 kilometres of an E-PLUS centre countrywide.
- For calls beyond the 30-kilometre radius from the nearest designated ambulance location, a charge of KES 85 per kilometre applies.
- Waiting time beyond the initial one hour attracts an additional charge of KES 1,000 per hour.
- Air ambulance access is part of the published Titan benefit; confirm operational coverage, activation procedures and any additional service conditions with DTB/E-PLUS.
Personal Accident Insurance Cover
- Death benefit: up to KES 300,000.
- Permanent Total Disability benefit: up to KES 300,000.
- Medical Expenses benefit: live page currently states up to KES 150,000 - Product/Compliance to confirm against the Product Guide before publishing.
- Cover is subject to the insurer's policy terms, exclusions and claims requirements.

FAQs

High-net-worth banking refers to banking propositions designed for affluent customers who expect more than a basic transactional account. Benefits can include premium cards, higher service levels, credit access, insurance or emergency assistance. DTB Titan is a premium individual current account for high-net-worth customers and bundles several of these benefits with everyday banking.

DTB Titan is designed for high-net-worth individual customers who want preferential treatment and recognition together with premium current-account benefits. It is best suited to customers comfortable maintaining the KES 50,000 minimum balance and paying the KES 2,000 monthly fee.

DTB currently publishes a minimum balance of KES 50,000 for the Titan Account. Compare this requirement with your normal account balance and the benefits you expect to use before selecting a premium banking tier.

The current published flat monthly fee is KES 2,000. The account bundles premium benefits such as a Platinum debit card, cheque books, personal accident cover and emergency ambulance services, so assess the fee against the value of the benefits relevant to you.

DTB Titan includes one free Mastercard Platinum debit card as part of the account benefits. Card use is subject to DTB card terms, applicable transaction charges and Mastercard network rules.

Yes. DTB Titan includes two free 25-leaf cheque books per year, providing a total of up to 50 cheque leaves under the published annual benefit.

Yes. DTB publishes complementary personal accident cover with benefits of up to KES 300,000. The live page lists KES 300,000 for death, KES 300,000 for Permanent Total Disability and KES 150,000 for medical expenses, subject to policy terms. DTB should confirm the medical-expense figure before publishing because the Product Guide currently differs.

Yes. DTB lists complementary road and air emergency ambulance services as a Titan benefit. The road service includes published distance and waiting-time conditions, while customers should confirm air-ambulance activation, coverage and any additional conditions directly with DTB.

Titan customers may be eligible for a DTB credit card with a limit of up to KES 300,000, subject to the Bank's credit appraisal, affordability assessment and applicable terms. The account itself does not guarantee automatic approval or a specific credit limit.

Yes. DTB lists mobile banking, internet banking and e-statements as account-access channels, in addition to branches and ATMs.

Compare the minimum balance, monthly fees, quality of service, account access, premium cards, credit options, insurance, emergency assistance and any investment or wealth services you need. DTB Titan is a premium current account with bundled transactional benefits; if you require investment advisory or full private-banking services, confirm separately what DTB can provide.

Not exactly. DTB Titan is published as a premium individual current account for high-net-worth customers. Private banking can include broader services such as dedicated relationship management, investment advisory, wealth structuring and estate planning. Customers who need those services should ask DTB what additional solutions are available beyond the Titan account.

Both are premium DTB current accounts, but Titan is positioned for high-net-worth customers and carries higher published thresholds and benefits. Titan has a KES 50,000 minimum balance and KES 2,000 monthly fee, while Elite has lower published thresholds. Compare the current benefits, fees and the service level you need before choosing.

Titan adds premium benefits to everyday current-account functionality. These include a free Platinum debit card, two free cheque books per year, personal accident cover, complementary road and air emergency ambulance services and potential credit-card eligibility, alongside digital banking access.

Use the Get In Touch option on the DTB Titan page or contact a DTB branch to begin the application. The live page provides the Titan Account Opening Form, class-conversion form and supporting customer-information forms. DTB will confirm the identification, KYC, source-of-funds and any other documents required for account opening.