DTB Elite Account

DTB Elite is a premium individual current account in Kenya for experienced customers who want everyday banking with additional value. Maintain a minimum balance of KES 5,000 and enjoy a free Mastercard Platinum debit card, one free 25- leaf cheque book per year, digital banking access, personal accident cover and complementary road emergency ambulance services, subject to terms and conditions.

Overview

DTB Elite combines the flexibility of a personal current account with benefits designed for customers who value more from their everyday banking. The account can be accessed through DTB branches, ATMs, mobile banking and internet banking, with free e-statements for convenient account monitoring.

For a flat monthly fee of KES 750 and a minimum balance of KES 5,000, DTB Elite includes a free Platinum debit card, an annual free cheque book, personal accident cover and complementary road emergency ambulance services. Eligible customers may also access DTB credit-card facilities, subject to the Bank's credit appraisal and approved limits.

Benefits

Discover the advantages of banking with DTB Elite Account

One free Mastercard Platinum debit card for ATM access and card payments.
Eligibility for a DTB credit card, subject to credit appraisal and the Bank's approved credit limit.
One free 25-leaf cheque book per year.
Free access to e-statements.
Complementary personal accident cover with benefits of up to KES 100,000, subject to policy terms.
Complementary road emergency ambulance services, subject to the applicable distance, waiting-time and service conditions.

Features

Access a comprehensive suite of banking services and tools:

Minimum balance: KES 5,000.
Monthly fee: KES 750.
Account type: Individual current account in Kenya Shillings.
Account access: Branches, ATMs, mobile banking, internet banking and e-statements.

Important Information

Complementary Emergency Ambulance Services
- DTB Elite customers can access complementary road emergency ambulance services under the account, subject to terms and conditions.
- The complementary service includes ambulance emergency drugs, medical personnel, wear and tear and fuel for rescues within 30 kilometres of an E-PLUS centre countrywide.
- For calls beyond the 30-kilometre radius from the nearest designated ambulance location, a charge of KES 85 per kilometre applies.
- Waiting time beyond the initial one hour attracts an additional charge of KES 1,000 per hour.
Personal Accident Insurance Cover
- Death benefit: up to KES 100,000.
- Permanent Total Disability benefit: up to KES 100,000.
- Medical Expenses benefit: up to KES 50,000.
- Cover is subject to the insurer's policy terms, conditions, exclusions and claims requirements.

FAQs

A premium current account is a transactional bank account that combines everyday banking with added benefits beyond a standard current account. DTB Elite includes a Platinum debit card, a free annual cheque book, digital banking, personal accident cover and complementary road emergency ambulance services for a monthly fee.

DTB positions Elite for affluent and experienced individual customers who value additional benefits with their everyday current account. It is suitable for customers comfortable maintaining the published minimum balance and paying a flat monthly fee in exchange for the bundled features.

The current minimum balance is KES 5,000. This is an important point to compare with other premium current accounts when deciding which account best matches how you manage your everyday money.

DTB currently charges a flat monthly fee of KES 750 for the Elite Account. Before opening the account, compare the monthly cost with the benefits you expect to use, including the Platinum debit card, cheque book, insurance cover and ambulance service.

DTB Elite currently includes one free Mastercard Platinum debit card as part of the account benefits. Card use remains subject to the applicable DTB card terms, transaction charges and network rules.

Yes. DTB Elite includes one free 25-leaf cheque book per year. This can be useful for customers who still make selected payments by cheque alongside digital transfers and card payments.

Yes. DTB lists complementary personal accident cover with benefits of up to KES 100,000. Current published benefit limits are KES 100,000 for death, KES 100,000 for Permanent Total Disability and KES 50,000 for medical expenses, subject to the insurer's policy terms and conditions.

DTB Elite includes complementary road emergency ambulance services. The published benefit covers rescues within 30 kilometres of an E-PLUS centre under the applicable terms. Charges apply outside that radius and for waiting beyond the initial one hour.

DTB Elite customers may be eligible for a credit card, but approval and the final credit limit are subject to DTB's credit appraisal, affordability assessment and applicable terms. Holding the current account does not guarantee automatic credit approval.

Yes. DTB lists mobile banking, internet banking and e-statements as account and information access channels. You can also access the account through DTB branches and ATMs.

Compare the monthly fee, minimum balance, debit and credit-card benefits, cheque-book costs, digital access, insurance benefits, emergency services, transaction charges and the service experience you value. DTB Elite combines a KES 5,000 minimum balance and KES 750 monthly fee with several bundled account benefits.

It depends on whether you use the included benefits. A premium account can offer good value if the card, cheque-book, insurance, emergency assistance and other bundled services are relevant to you. Compare the annual cost of the monthly fee with the value of benefits you would otherwise pay for separately.

DTB Classic is a simpler pay-as-you-go current-account option, while DTB Elite charges a flat monthly fee and adds bundled benefits such as a Platinum debit card, annual cheque book, personal accident cover and road emergency ambulance service. Choose based on your transaction habits and the benefits you expect to use.

Both are higher-tier DTB current-account options, but they are designed for different customer profiles and have different minimum balances, fees and benefits. DTB positions Elite for affluent or experienced individuals and Titan for high-net-worth customers. Compare the current product pages and tariff before deciding.

Use the Get In Touch option on the DTB Elite page or contact a DTB branch to begin the account-opening process. The page also provides the Elite Account Opening Form and supporting customer-information forms. DTB will confirm the identification, KYC and any other documents required for your application.