DTB Diaspora Current Voyager FCY Account

Hold and manage foreign currency with the DTB Diaspora Current Voyager FCY Account. Keep eligible funds in supported currencies including USD, GBP, EUR and other foreign currencies, with digital banking access and transactional tools designed to help you manage your money.

Overview

If you earn, receive or hold money in foreign currency, converting every payment into Kenya Shillings may not match how you plan to use the funds.

DTB Diaspora Current Voyager FCY Account is a foreign-currency current account for diaspora customers who need to hold and transact in supported currencies while maintaining a banking relationship in Kenya.

This account supports nil opening amount and nil minimum balance, digital banking access, cheque-book access and a Platinum debit card for qualifying USD, GBP and EUR accounts. Current interest rates, where applicable, are available from DTB.

If your priority is long-term saving rather than regular transactions, compare this current account with DTB Diaspora Savings Account before choosing the option that best fits your needs.

What You Need to Open an Account

Current requirements published by DTB for the Diaspora Current Voyager FCY Account are:

National ID for Kenyan citizens.
One passport-size photograph.
KRA PIN Certificate.
FATCA and W-9 documentation for applicants residing in the United States.
DTB may request additional customer due-diligence or verification documents where required by applicable banking and regulatory requirements.

Benefits

Keep your foreign-currency banking connected to DTB's wider financial services:

Access to other DTB insurance products, subject to the terms and eligibility of the relevant product.
Access to DTB credit facilities, subject to separate eligibility, affordability, security and credit-approval requirements.
Ability to maintain supported foreign-currency balances in Kenya instead of converting them to KES simply to hold the funds.

Features

Key features published in DTB's current Product Guide for Diaspora Voyager FCY Current Account:

Supported currencies: USD, GBP, CAD, EUR, AED, AUD, BIF, INR, JPY, UGX, ZAR, CHF and CNY.
Opening amount: Nil.
Minimum balance: Nil.
Interest rate: Contact DTB for current applicable rates.
Debit card: Platinum card access for supported USD, GBP and EUR accounts, subject to applicable card terms.
Account access: Cheque book, mobile banking, internet banking and e-statements.

Charges & Fees

Ledger fee on incoming and outgoing transactions: KES 30.
Cash handling fee: 0.25% on cash transactions over KES 1 million, as currently stated on the live page.
Other card, channel, foreign-currency or service charges may apply under the latest DTB tariff.

FAQs

A diaspora foreign currency current account lets someone living abroad maintain and transact in supported foreign currencies through a Kenyan bank. DTB Diaspora Current Voyager FCY Account is designed for diaspora customers who need a transactional account for foreign-currency deposits, digital access and other current-account services.

Yes you can open a USD account in Kenya while living abroad, DTB Voyager FCY supports US Dollars and is designed for diaspora customers. DTB's current Product Guide lists nil opening amount and nil minimum balance, subject to successful onboarding and the Bank's customer-verification requirements.

DTB's current Product Guide lists USD, GBP, CAD, EUR, AED, AUD, BIF, INR, JPY, UGX, ZAR, CHF and CNY. Availability, transaction capability and channel support may vary by currency, so confirm the specific currency you need with the Diaspora Banking team.

Yes. A USD-denominated account allows you to hold eligible funds in dollars rather than converting the account balance to KES simply to keep it in a Kenyan bank. This can be useful when future expenses or obligations are also in USD.

A foreign-currency current account can be used to receive supported foreign-currency credits through approved banking channels. Ask DTB for the correct account, SWIFT and correspondent-bank instructions for the currency and transfer route you plan to use, together with any applicable charges.

DTB's current Product Guide lists both the opening amount and minimum balance as nil. Because these details are not currently shown on the live product page, confirm them with DTB when opening the account.

DTB's current Product Guide states that customers should contact the branch for current interest rates. The applicable rate may depend on the currency and current product terms, so confirm whether your chosen currency earns interest and the balance threshold required.

DTB's current Product Guide lists Platinum card access for USD, GBP and EUR Voyager FCY accounts. Card issuance, currency linkage, limits, delivery, usage and charges are subject to DTB's applicable card terms and tariff.

Yes. DTB's current Product Guide lists mobile banking, internet banking and e-statements as account-access channels for Voyager FCY. The exact transactions available may vary by currency and channel, so confirm any specific international or foreign-currency payment you need.

Yes. DTB's current Product Guide lists cheque-book access for the Voyager FCY Current Account. If you expect to request or use cheques while abroad, confirm the applicable currency, collection or delivery process with DTB.

Choose based on the currency of your income and expenses. A KES account is useful for bills and obligations denominated in Kenya Shillings, while an FCY account is useful when you receive, hold or spend foreign currency. Many diaspora customers may need both to avoid unnecessary conversions.

The FCY current account is designed for transactions and provides current-account tools such as cheque-book and qualifying debit-card access. DTB Diaspora Savings Account is designed primarily for saving for the future and publishes interest on qualifying currencies under its terms. Choose based on how often you need to transact versus save.

You can hold foreign currency and use approved account channels for relevant payments, but many local expenses in Kenya are denominated in KES. Consider whether you need a linked or separate KES account for local obligations to avoid repeated foreign-exchange conversions at the point of payment.

DTB currently lists a National ID for Kenyan citizens, one passport-size photograph and KRA PIN Certificate. Applicants residing in the USA must also provide FATCA and W-9 documentation. DTB may request additional KYC documents where required.

Yes. DTB specifically lists FATCA and W-9 documentation for applicants residing in the United States. Contact the Diaspora Banking team for the current forms and any certification requirements.

Compare ledger or transaction fees, incoming international-transfer charges, correspondent-bank fees, cash handling, debit-card fees, foreign-exchange conversion spreads, minimum balances and digital-banking charges. DTB's live Voyager FCY page currently publishes a KES 30 ledger fee on incoming and outgoing transactions and a 0.25% cash handling fee above the stated threshold.

Compare the currencies supported, account-opening and minimum-balance requirements, ability to receive foreign-currency payments, debit-card and cheque access, digital banking, fees, interest where applicable, customer support and how easily the account works alongside a KES account. DTB Voyager FCY supports multiple currencies and provides current-account tools aimed at diaspora customers.