TSV means Tourist Service Vehicle. It generally refers to a vehicle used to transport tourists or support licensed tourism operations. Vehicle licensing and operating requirements are separate from loan approval, so applicants should confirm the relevant tourism, transport and insurance requirements for the intended use.

Eligible individuals with a verifiable source of repayment can apply. DTB will assess the applicant's identity, bank statements, existing credit commitments, repayment history, proposed vehicle, intended tourism use and supporting documents. Tour operators or business owners may be asked for additional business, licensing, contract or cash-flow information.

DTB can assess financing requests for qualifying new or used Tourist Service Vehicles. Depending on the approved category, this may include tour vans, safari vans and suitable 4x4 safari vehicles. Confirm that the exact model, body type, age, seller and intended use are eligible before paying a non-refundable deposit.

You can submit a financing request for a Toyota Land Cruiser intended for an approved safari or tourism purpose. Approval will depend on the specific vehicle, age, valuation, seller, body configuration, ownership documents, insurance requirements and your ability to repay. Confirm eligibility before committing to the purchase or conversion.

A Toyota Hiace or similar van may be considered if it falls within DTB's approved TSV category and meets the required age, condition, valuation, ownership and insurance standards. The approved financing percentage and repayment term will depend on whether the vehicle is new or used and on the credit appraisal.

Yes. DTB publishes separate terms for qualifying new and used tour vans. New vehicles may receive up to 90% financing over up to 60 months, while qualifying used vehicles may receive up to 80% financing over up to 48 months. The final offer may be lower after appraisal.

A qualifying new tour van or TSV may receive up to 90% financing. This is a maximum rather than a guaranteed offer. DTB will determine the approved amount using the purchase price, eligible vehicle value, intended use, applicant profile, existing obligations and repayment capacity.

A qualifying used tour van may receive up to 80% financing, subject to valuation and credit appraisal. The approved amount can be affected by the vehicle's age, condition, mileage, market value, body conversion, seller, ownership documents and expected useful life.

Based on the published maximum financing, you may need to contribute at least 10% of the eligible purchase price for a new vehicle or at least 20% for a used vehicle. DTB may require a higher contribution after appraisal, and costs such as insurance, valuation, tracking, taxes or registration may require separate payment.

The product-specific webpage does not publish a fixed minimum or absolute maximum facility amount. The final amount depends on the approved vehicle value, financing percentage, DTB lending limits and the applicant's repayment capacity. Confirm the current minimum and maximum before making a purchase commitment.

The published repayment period is up to 60 months for a qualifying new tour van and up to 48 months for a qualifying used vehicle. DTB may approve a shorter period depending on the vehicle, age, facility size, expected useful life, income pattern and credit assessment.

DTB's general asset-finance FAQ currently refers to a maximum vehicle age of eight years, but the product-specific TSV section does not state an age limit. Ask DTB to confirm the applicable age rule and how it is calculated before selecting a used safari van or Land Cruiser.

Provide copies of your national ID or passport and KRA PIN, the latest eight months of certified bank statements if you are a non-DTB customer, a pro forma invoice or asset sale agreement from the dealer or seller, and a completed Hire Purchase application form. DTB may request additional vehicle, income, business, licensing, valuation or insurance documents.

No. DTB states that Tour Vans Vehicle Financing is available to both DTB and non-DTB customers. Non-DTB applicants should provide the requested certified bank statements and complete DTB's KYC, onboarding and credit-assessment requirements.

A new or first-time operator may discuss the request with DTB, but approval depends on a credible and verifiable repayment source. DTB may request business registration records, tourism licences, contracts, bookings, cash-flow projections, guarantees, a higher contribution or additional security where appropriate.

Potentially, subject to DTB approval. The seller and vehicle must pass ownership, identity, valuation, condition and documentation checks. Contact DTB before paying the seller so the bank can confirm whether the transaction, sale agreement and ownership documents meet its requirements.

An imported safari vehicle may be considered subject to DTB approval and satisfactory supplier, invoice, shipping, customs, ownership, valuation, inspection and insurance documents. Confirm eligibility and all required documents before placing a non-refundable order or paying an overseas supplier.

A vehicle that requires conversion may need prior DTB approval because the work can affect the purchase value, logbook details, body type, licensing and insurance class. Confirm whether the vehicle and conversion costs are eligible and whether approved suppliers, inspections or additional documentation are required before work begins.

Do not change the approved body type, seating configuration, tourism use or insurance class without consulting DTB. A material change may require updates to the logbook, valuation, facility records and insurance cover. Written approval should be obtained before making the alteration.

DTB describes its interest rates as competitive, but the actual rate is confirmed after appraisal. The total cost may include interest, a processing fee, valuation or inspection, comprehensive TSV insurance and renewals, tracking, credit-life cover where applicable, taxes, registration and other approved charges. Request a written cost-of-credit breakdown before accepting the facility.

Your instalment depends on the vehicle price, amount financed, customer contribution, interest-rate basis, repayment period, repayment frequency and any costs included in the facility. Request an official repayment schedule from DTB showing each instalment and the total amount payable before signing.

DTB will assess your verified cash flow and expected repayment capacity when structuring the facility. Any seasonal, monthly or other repayment arrangement must be approved and recorded in the facility letter. Do not assume that repayments will pause during the low tourism season unless DTB has agreed this in writing.

DTB will consider verified income or business cash flow, bank statements, existing debts, repayment history, customer contribution, vehicle value and useful life, seller or supplier, intended tourism use, insurance, supporting licences or contracts where relevant, and the completeness of the documents. Meeting the published requirements does not guarantee approval or the maximum financing percentage.

DTB's general asset-finance FAQ currently gives an indicative turnaround of 48 to 72 hours where individual documentation is complete. This is not a guarantee. Vehicle or seller verification, valuation, conversions, credit checks, licensing documents or missing information may extend the process.

The financed tour van and its logbook are normally the primary security. DTB may retain custody of the ownership document until the facility is fully repaid or otherwise settled. Contracts, guarantees, insurance or other collateral may also be required depending on the application and credit appraisal.

A financed TSV will normally need comprehensive insurance that matches its approved commercial and tourism use. Cover must remain active throughout the loan term. Eligible applicants may also enquire about Insurance Premium Financing to spread the cost of an approved annual premium.

DTB's current general asset-finance FAQ states that there is no early-settlement penalty. The approved facility letter remains the source of truth. Request an official settlement figure showing the outstanding principal, accrued interest and any applicable charges before paying.

You may apply for another facility if your repayment record, verified income and overall ability to service additional debt remain satisfactory. DTB will reassess affordability, existing obligations, fleet performance, security and the proposed vehicle before approving further financing.

Do not sell or transfer a financed tour van without DTB's written approval. Contact the bank so it can confirm the outstanding balance, assess the proposed sale and explain how sale proceeds, replacement security or any shortfall must be handled before the logbook is released.

Report the accident promptly to the insurer and DTB and follow the claims process. Unless DTB confirms otherwise, continue servicing the facility while the claim is assessed. Ensure the vehicle is repaired or replaced only through the process approved by the insurer and bank.

Contact DTB as soon as you anticipate repayment difficulty. Restructuring is not automatic and must be assessed. Repossession or sale of the vehicle does not necessarily clear the debt; you may remain liable for any outstanding balance, default interest and permitted recovery costs after sale proceeds are applied.

Compare the total cost of credit, interest-rate basis, customer contribution, financing percentage, repayment term, eligible vehicle age and body type, valuation and conversion rules, insurance, tracking, supplier restrictions, early-settlement terms and whether the instalment is sustainable during both high and low tourism seasons. The best option is one that supports the vehicle purchase without placing the business under unaffordable repayment pressure.

Select Get In Touch on the DTB webpage or visit a DTB branch. Identify the vehicle, obtain a pro forma invoice or asset sale agreement, prepare your ID or passport, KRA PIN and required bank statements, and complete the Hire Purchase application form. DTB will assess the applicant, seller, vehicle and repayment capacity before issuing facility terms if approved.