DTB Classic Business Account

The DTB Classic Individual Current Account is a transactional account, with a flexible pay as you go price structure. That is, zero transactions zero charges, thus no monthly fee. The customer is only charged when he/she transacts. The main service delivery channels for this account is via branches, ATMs, Internet banking and mobile banking.

Account Overview

What You Need to Open an Account

The requirements are as follows:

Certificate of Incorporation/ Registration or Certificate of Registration Form (for sole proprietors/ clubs/ society/ associations/ churches)
Constitution & By-Laws for Clubs, Associations, Societies & Foundations
Memorandum and Articles of Association for companies incorporated pre-2015 (Co. Act 486) while CR 1 and 2/3 & 8 for companies incorporated post 2015 (Co. Act 2015)
Partnership Deed duly signed by all partners (in case of partnerships)
Signed Board Resolution by at least two directors or 1 director + company secretary with affixed with a CPS stamp
KRA Pin Certificate
Proof of physical address: Business Permit, Lease Agreement, Utility Bill (indicating name and address of entity), New Generation KRA PIN Certificate (indicating name and address of entity)
Latest audited/ Management Accounts
Kenyan ID/ Valid Passport with Visa Page, Foreign Certificate/Alien Card (Foreign Nationals) & Tax PIN for all stakeholders (Sole Proprietors, Shareholders (owning more than 5% of the entity), Directors, Partners & Signatories
Practicing/Trading License (applicable for Lawyers, Insurance Companies, Brokers & Agents, Sacco's (SASRA), CBK License (for Financial Institutions only))

Account Benefits

Discover the advantages of banking with DTB Classic Business Account:

Access to debit card as per tariff
Access to cheque book as per tariff
Access to mobile banking
Free access to e-statements
Access to discounted emergency ambulance services (* See footnotes below. Terms & Conditions Apply)

Account Features

Access a comprehensive suite of banking services and tools:

Currency - Kenya shillings
Opening amount - nil
Minimum balance - nil
Interest rate - N/A
Channels / account & information access - debit card, cheque book, mobile banking, internet banking, e-statements

Charges & Fees

Transaction charges vary based on amount bands. All charges are subject to applicable taxes.

Debit card:
- Mastercard platinum Kshs. 500
Card replacement - Kshs. 600
Withdrawal fees:
- Withdrawals from DTB ATMs - Kshs. 30
- Withdrawals from Interswitch and Kenswitch ATMs - Kshs. 70
- Withdrawals from all other bank ATMs - Kshs. 200
0.25% cash handling fee (over Kshs. 1 million)
Ledger fee per transaction - Kshs. 30
Cheque book as per tariff
Note: * All charges are subject to applicable tax

Foot notes

Emergency Medical Services

All other features will remain the same, save for access to an emergency road ambulance service that will be extended to customers under this account class at a discounted rate of Kshs. 800/= per annum. This is an opt-in service that shall be available to customers who wish to sign up for it. (Process for sign up is as attached)
The above rate shall include ambulance emergency drugs, medical personnel, wear & tear and fuel for rescues within thirty (30) kilometers from the E-PLUS centers country wide.
The rate of Kenya Shillings Eighty-Five (Kshs. 85) per kilometer shall apply for calls outside the thirty (30) km radius from the nearest designated ambulance location.
Waiting time in excess of the initial one-hour (1) hour shall attract an additional charge of Kenya Shillings One Thousand (Kshs. 1,000) per hour.
Please also take note of the Bank's account general terms and conditions as indicated on the account opening form.