Defender policy provides protection for unpredictable eventualities like loss or damage of an asset.
- Fire & special perils
- All risks- Office equipment
- Computer (Electronic equipment)
- Fidelity Guarantee
- Work injury benefits act & Employers liability
- Public liability
- Domestic package
- Goods in transit
- Private car
- Commercial vehicle- Own goods
- Commercial vehicle- General cartage
- Cover against fire, lightning, explosion, earthquake etc.
- Cover against theft, burglary etc.
- Cover for hardware & software
- Indemnity against direct pecuniary loss resulting from fraud or dishonesty of employees in the course of employment
- Cover for money in transit, locked safe, with authorized staff or director etc.
- Cover for medical and funeral expenses for employees
- Political Violence and Terrorism Cover
- Cover for goods while being transported
- Loss of or damage to livestock, motor vehicles or motorcycles
- Bullion or unset precious stones
- Any curiosity or work of art for an amount exceeding Kes 10,000
- Manuscripts, plans, drawings, designs, patterns models or moulds