Transact conveniently via mobile banking on both USSD (*382#) and the DTB m24/7 mobile app available on both the Apple Store and Google Play Store.
Benefits
- Transact on-the-go from the comfort of your location day and night
- Real-time notifications for debit and credit transactions
- Facial, fingerprint and PIN transaction authentication is available on the DTB app
Features
- Balance enquiry - free
- Air time top-up - free
- Internal funds transfer - Kshs. 30
- Bill payment - Kshs. 30
- Mini-statement request - free
- Debit / credit alerts - Kshs. 2 per credit alert
- Bank to M-Pesa - As per rates below
- Cheque status - Kshs. 15
- Forex viewing - free
- Registration requirement - customers who wish to sign up for mobile banking must be DTB account holders
Rates
Bank Account to Mobile Money Wallet Charges Effective 1/1/2023.
Transaction Bands by Amount (KES) | Fee (KES) |
---|---|
From 0 to 100 | Free |
From 101 to 5,00 | 11 |
From 501 to 1,000 | 15 |
From 1,001 to 1,500 | 18 |
From 1,501 to 2,500 | 25 |
From 2,501 to 3,500 | 35 |
From 3,501 to 5,000 | 47 |
From 5,001 to 7,500 | 57 |
From 7,501 to 20,000 | 67 |
From 20,001 to 250,000 | 70 |
- Deposits from any DTB Paybill into DTB accounts will be subject to mobile network operator charges.
Pesalink Charges:
Transaction Bands by Amount (KES) | Fee (KES) |
---|---|
From 0 to 500 | Free |
From 501 to 5,000 | 70 |
From 5,001 to 10,000 | 85 |
From 10,001 to 100,000 | 110 |
From 100,001 to 999,999 | 130 |
- Note: * All charges are subject to applicable tax
FAQs
- How do I register for mobile banking:
- To register for mobile banking services, select the service during account opening or simply visit any of our branches for a new application.
- Mobile banking setup is free of charge.
- You are required to be an account holder with a valid mobile number.
- You can access the service through DTB mobile app – download from the App Store/Play Store or dial the USSD *382#.
- How to activate mobile banking:
DTB mobile app:
- Visit any DTB branch for application.
- You will receive a 4-digit OTP once you have been set up.
- Dial *382# to change the OTP to your preferred 6-digit PIN.
- Download the DTB app from the App Store/Play Store.
- Login with the 6-digit PIN you have just set.
- You will be prompted to set your security questions.
- Once set up, you can start transacting on mobile banking using the DTB App.
USSD (*382#):
- Visit any DTB branch for application.
- You will receive a 4-digit OTP once you have been set up.
- Dial *382# to change the OTP to your preferred 6-digit PIN.
- Once done, you can start transacting on mobile banking using the USSD.
- What can I do if I have forgotten my mobile banking PIN?
- If you have forgotten your mobile banking PIN, follow the below steps to reset it yourself. You will need to have set the security questions when you first registered.
- Enter the incorrect PIN 3 times, and a pop-up on self-reset will appear on the 4th attempt.
- Enter your account & ID number.
- Verify the mobile number by entering the 6-digit OTP.
- Proceed to answer the security questions.
- Enter the new mobile banking PIN and confirm.
- Accept T&C then proceed to log in as usual.
- If you have forgotten your security questions or face any challenges in resetting the PIN, please visit the nearest branch with your National ID.
- I got a new phone and cannot access the mobile app, what do I do?
- Dial *382#, select Device Management.
- Enter your PIN, select the device to block (should display the old one).
- Proceed to block and end the USSD session.
- Login to the DTB mobile app afresh.
- I got a new SIM card and cannot access the mobile app, what do I do?
- Please visit any of our branches for SIM card activation.
- How to send money to mobile wallets:
Mpesa / Airtel money – DTB mobile app:
- Login to your DTB app.
- Under Send Money (middle of the page), select Mpesa/Airtel Money.
- Select or input the mobile number you are sending to.
- Select the preferred account to be debited.
- Enter amount, PIN, confirm the transaction.
- You will receive a confirmation message.
Mpesa / Airtel money – USSD (*382#):
- Dial *382#, select Move money, select Mpesa/Airtel money.
- Enter the mobile number you want to send to.
- Select the preferred account to be debited.
- Enter amount, PIN, confirm the transaction.
- You will receive a confirmation message.
- How to receive money from mobile wallets:
Mpesa:
- Go to "Lipa na Mpesa".
- Select Paybill - Enter 516600 as the business no.
- Enter your 10-digit DTB account number.
- Enter amount, PIN & press OK.
Airtel Money:
- Go to "Airtel Money".
- Select Paybill - Enter 516600 as the business no.
- Enter your branch code followed by your 10-digit DTB account number.
- Enter amount, PIN & press OK.
- How to send money using Pesalink from mobile banking:
DTB mobile app:
- Login to your DTB app.
- Click on Pesalink, send to account.
- Select the preferred account to be debited.
- Select the beneficiary bank from the drop-down list.
- Enter the beneficiary account number.
- Enter the purpose of sending.
- Enter amount, PIN & OK.
- You will receive a confirmation message.
USSD (*382#):
- Dial *382#, select Pesalink, send to account.
- Enter the beneficiary account number.
- Select the bank category from the drop-down list.
- Select the bank in the category selected.
- Enter the amount you are sending.
- Enter the purpose of sending.
- Select the preferred account to be debited.
- Confirm details & enter PIN.
- You will receive a confirmation message.
- How to place a fixed deposit on mobile banking:
DTB mobile app:
- Login to your DTB app.
- Click on the 3 dots at the bottom of the app, select Fixed Deposit.
- Select account to be debited, enter amount, select tenor of deposit.
- Confirm rollover, confirm details, enter PIN & OK.
- You will receive an SMS confirmation / Push notification with FD reference.
- Certificate available at the branch if required.
- How to order a cheque book on mobile banking:
DTB mobile app:
- Login to your DTB app.
- Click on the 3 dots at the bottom of the app, select Requests.
- Click on Cheque book request.
- Select account for cheque book request and number of leaves.
- Enter PIN & press OK.
USSD (*382#):
- Dial *382#, select query services.
- Select cheque book ordering.
- Select number of leaves.
- Select account for cheque book request.
- Confirm details, enter PIN & press OK.
- How to send / receive funds from Western Union from mobile banking?
Send Money:
- Login to your DTB app.
- Under Send Money (middle of the page), select Western Union, Send Money.
- Accept the T&Cs and follow the prompts.
- Enter country, amount, mode of receipt (cash or bank account), and account to send the funds from.
- Enter the receiver’s name as per their ID document, Purpose, and Source of transaction.
- Confirm transaction – Review summary before proceeding.
- MTCN will be generated, and you will receive an SMS from the bank and Western Union.
Receive Money:
- Login to your DTB app.
- Under Send Money (middle of the page), select Western Union, Receive Money.
- Accept the T&Cs and follow the prompts.
- Enter the MTCN number, amount, and receiving details.
- Select which account to receive the funds.
- Confirm transaction – Review summary before proceeding.
- Transaction successful.
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