• No waiting period on accidental death
• Claims paid within 24 hours
• Three months waiting period for illness
• Pays for any one death per year
• Premium per family covered 5
• Parent & parents in law covered at extra cost
• Simple application process

• Single claim option
  • Annual cover Kshs. 50,000- 500,000
  • Annual premium (Nuclear Family) Kshs. 600- 5,976
  • Annual premium (per extra child) Kshs. 100- 900
  • Annual premium per parent Kshs. 612- 6,120
• Multiple claim option (Up to three claims per year)
  • Annual cover Kshs. 50,000- 500,000
  • Annual premium (Nuclear Family) Kshs. 664- 6,576
  • Annual premium (per extra child) Kshs. 100- 900
  • Annual premium per parent Kshs. 612- 6,120
• N.B: If you have Cancer, Diabetes, Hypertension, Stroke, Major Organ Failure/Organ Transplant, Heart Disease/Angina, HIV related Illnesses
  • Cover will be capped to a maximum of Kshs. 250,000 for the first year
  • For cover of Kshs. 500,000 only Kshs. 250,000 will be processed within 48 hrs. balance upon submission of original death certificate for the first year.

We welcome you to register on the website

• Copy of ID and pin of applicant
• Copy of ID of spouse
• Copy of ID of parent/ In-laws
• Pay via Mpesa
• Get cover note instantly to your email
• Get instant SMS to your mobile phone

• Active participation in war
• Overdose by un-prescribed drugs
• Extreme sports (Ziplining, mountain climbing, speed racing etc.)
• Intentional self-injury
• Suicide
• Radio activity